The Community Rating System (CRS)
The National Flood Insurance Program (NFIP) offers reasonable priced flood insurance in communities that participate in the Community Rating System (CRS) by complying with minimum standards for floodplain management. The City of Sarasota became a participating CRS community in 1990. Flood insurance in the City of Sarasota is available to all owners of insurable property. Owners and renters may insure their personal property against flood loss, as well. Condominiums are also eligible for flood insurance protection. Because of the City’s participation in the CRS program, flood insurance is available with up to a 20% discount through any licensed property insurance agent or broker.
Local Mitigation Strategy (LMS)
The City of Sarasota is vulnerable to a number a natural hazards including the effect of flood and wind damage caused by hurricanes, tropical storms, winter storms, tornados, and wildfires. With a sizable amount of the City’s land in a floodplain, an aging population, and history of natural hazard damages, it is clear that a focus on hazard mitigation will likely go a long way to benefiting the overall well-being of the City’s residents. The City of Sarasota is a member of the Sarasota County Unified Local Mitigation Strategy Working Group that has been formed in accordance with the requirements of the 2000 Disaster Management Act, and will provide the City and its citizens a better understanding of the natural hazards the City faces. The plan is available in the “Publication Library”.